Connecticut HO6 policy is designed for condo owners in the state of Connecticut.
The Connecticut HO6 condominium insurance that standard insurance companies such as Mercury, State Farm Bureau and AAA in cities such as Hartford, New Haven, Danbury or Norwalk, will cover losses to any of your personal items and any structure you own. This policy also covers damages to any fixtures that have been upgraded since the home was purchased. Due to the recent housing crisis, many lenders and mortgage companies in the New Haven and Waterbury regions are requiring proof of insurance for condos.
What Does HO6 Insurance Cover in Connecticut?
A standard condominium insurance policy in Connecticut whether you live in Hartford, New Haven or Stamford will cover most damages to your CT condo and your personal belongings from perils such as burglary, aircrafts damage from falling objects, trucks or vehicles.
What is One Benefit of Having Connecticut Condo Insurance?
The value of building additions or alterations made by you, at your expense.
Buying Connecticut Condo Insurance
Master Policy - Living in Connecticut as part of an association, the association should have a master insurance policy to see what they cover so that you don't pay for coverage that is already covered.
Deductibles - This is the out of pocket amount that you will need to pay for each claim before the insurance policy kicks in. Additionally, there will be a deductible in the master policy in the event that there is an insurance claim under the master policy. Each member of the condo association will need to contribute their portion if there is some sort of disaster.
HO6 Condo Insurance Required in Most Areas Throughout Connecticut
Due to the housing crisis, mortgage companies are requiring HO6 insurance policies for any new condo purchases in the state of Connecticut.
Where is HO6 Condo Insurance in Connecticut?
The state of Connecticut now requires condo insurance everywhere you live:
- Hartford, CT
- New Haven, CT
- Stamford, CT
- Waterbury, CT
- Bridgeport, CT
- Norwalk, CT
- Danbury, CT
- West Hartford, CT
- Fairfield, CT
- East Hartford, CT
- Farmington, CT
- Greenwich, CT
- New Britain, CT
- Wallingford, CT
- Westport, CT
- Cheshire, CT
- Hamden, CT
- Manchester, CT
- Meriden, CT
- North Windham, CT
- Norwich, CT
- Stratford, CT
- Unionville, CT
- Washington, CT
- Washington Depot, CT